You & Your Home

Understand property agreements whether you're buying, renting or letting out your home. We cover mortgage types, tenancy contracts, deposits and the responsibilities of each party.

Deposit and Inventory for Tenants and Landlords

Check the property's security, condition and surroundings before signing a rental agreement to make sure it meets your needs.

Discounted Mortgages

Get a lower mortgage rate for a set period with a discount mortgage, popular with first-time buyers needing cash for new home costs.

Fixed Rate Mortgage

Fixed rate mortgages lock in your payment for 2-10 years, offering peace of mind but typically costing more than variable rates.

Mortgage Alternatives

Compare different mortgage types and lenders to find the deal that works best for your financial situation.

Private Tenancy Agreements: The Landlord's Side

A tenancy agreement protects your rights as a landlord and sets clear expectations for your tenants about rent, property care, and conduct.

Private Tenancy Agreements: The Tenant's Side

Know what rights and protections you get with different types of private tenancy agreements before you sign.

Tenancy Agreements: The Role of the Letting Agent

Understand the differences between renting from a private landlord versus using a letting agent for your tenancy.